VPI Pet Insurance

I had some questions about VPI pet insurance and these are the answers that I found.

Question: Pet insurance is more expensive than my health insurance.

Answer: Pet insurance is much less expensive than human health insurance. Employers typically pay 80% - 90% of an employee's health insurance. A recent government survey showed that small companies paid an average premium of $3,003.31 per employee for health insurance coverage. However, the average contribution by an employee was only $396.12. A VPI pet insurance policy can cost less than $1 a day.

Question: I should wait until my pet is older to purchase pet insurance.

Answer: Young pets are like babies and toddlers. They lack full coordination, so they are more likely to fall. They aren't experienced in knowing which situations can hurt them. And they are so small they don't know when they're in the way. It's always better to enroll them when they're young and before pre-existing conditions develop, or accidents and illness occurs.

Question: Pet insurance seems expensive.

Answer: Without VPI pet insurance, you're looking at possibly thousands of dollars in unexpected bills due to illness, accident and injury. In most cases, a VPI policy costs less than $1 a day.

Question: An indoor pet won't have many health problems.

Answer: There is no such thing as a "pet-proofed" home. Potential hazards loom even in the best protected homes. How many times has a pet been injured when they have accidentally gotten out of the house? It is always better to prepare for the unexpected.